{"product_id":"before-you-file-that-claim-100-answers-every-policyholder-should-know-before-calling-their-insurance-company-9798183902396","title":"Before You File That Claim: 100 Answers Every Policyholder Should Know Before Calling Their Insurance Company","description":"\u003cp\u003e • Author(s): Robert James\u003cbr\u003e • Publisher: Independently Published\u003cbr\u003e • Publisher Imprint: Independently Published\u003cbr\u003e • BISAC: Personal Finance - General\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cb\u003eBefore You File That Claim\u003c\/b\u003e\u003c\/p\u003e\u003cp\u003e\u003ci\u003e100 Answers Every Policyholder Should Know Before Calling Their Insurance Company\u003c\/i\u003e\u003c\/p\u003e\u003cp\u003eMost people don't think much about insurance until something goes wrong.\u003c\/p\u003e\u003cp\u003eA pipe bursts while you're on vacation. A storm damages your roof. A distracted driver crashes into your vehicle. A jewelry item disappears. A rental car agent asks if you need additional coverage. Suddenly, you're faced with important decisions that can affect thousands-or even tens of thousands-of dollars.\u003c\/p\u003e\u003cp\u003eThe problem is that many insurance mistakes happen before a claim is ever filed.\u003c\/p\u003e\u003cp\u003e\u003cb\u003e\u003ci\u003eBefore You File That Claim\u003c\/i\u003e \u003c\/b\u003ewas written to help consumers understand the insurance questions, situations, and decisions that arise in everyday life. Rather than presenting complicated policy language or legal jargon, this book answers 100 of the most common insurance questions in a clear, practical, easy-to-understand format.\u003c\/p\u003e\u003cp\u003eInside you'll learn: \u003c\/p\u003e\u003cp\u003e- What to do immediately after a loss occurs\u003cbr\u003e- Common mistakes that can hurt an insurance claim\u003cbr\u003e- When filing a claim may not be in your best interest\u003cbr\u003e- How deductibles really work\u003cbr\u003e- What homeowners insurance does-and does not-cover\u003cbr\u003e- How auto insurance claims are typically handled\u003cbr\u003e- What happens when the other driver has no insurance\u003cbr\u003e- The truth about replacement cost and actual cash value\u003cbr\u003e- Questions to ask before renting a vehicle\u003cbr\u003e- How jewelry, collectibles, and valuable personal property are insured\u003cbr\u003e- What to document before disaster strikes\u003cbr\u003e- How to better understand policy limits, exclusions, and coverage options\u003cbr\u003e- Insurance myths that often lead to costly surprises\u003c\/p\u003e\u003cp\u003eThis book is not a sales pitch for any insurance company, agency, or product. It is designed to provide practical consumer education based on real-world insurance situations and frequently asked questions.\u003c\/p\u003e\u003cp\u003eWhether you're a homeowner, renter, vehicle owner, small business owner, or simply someone who wants to make better insurance decisions, this book provides straightforward answers to questions many people don't think to ask until it's too late.\u003c\/p\u003e\u003cp\u003eWritten by Robert James, a licensed Texas Property \u0026amp; Casualty Adjuster and former Senior Gemologist with USAA's Special Investigations Unit, \u003cb\u003e\u003ci\u003eBefore You File That Claim\u003c\/i\u003e \u003c\/b\u003edraws upon decades of experience evaluating losses, investigating claims, and helping people understand how insurance works in the real world.\u003c\/p\u003e\u003cp\u003eInsurance can be confusing. Filing a claim can be stressful. Understanding your options before disaster strikes can make all the difference.\u003c\/p\u003e\u003cp\u003eIf you've ever wondered: \u003c\/p\u003e\u003cp\u003e\"Should I file this claim?\"\u003cbr\u003e\"Will my insurance cover this loss?\"\u003cbr\u003e\"What happens next?\"\u003cbr\u003e\"Am I making a costly mistake?\"\u003c\/p\u003e\u003cp\u003eThen this book was written for you.\u003c\/p\u003e\u003cp\u003eKnowledge is one of the most valuable forms of insurance you can have. Read it before you need it.\u003c\/p\u003e","brand":"Independently Published","offers":[{"title":"Paperback","offer_id":48213959409815,"sku":"9798183902396","price":891.0,"currency_code":"INR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0666\/3471\/1191\/files\/9798183902396.webp?v=1788728131","url":"https:\/\/atlanticbooks.com\/products\/before-you-file-that-claim-100-answers-every-policyholder-should-know-before-calling-their-insurance-company-9798183902396","provider":"Atlantic Books","version":"1.0","type":"link"}