{"product_id":"consumer-credit-law-and-practice-9780367738556","title":"Consumer Credit: Law and Practice","description":"\u003cp\u003e • Author(s): Alexander Hill-Smith\u003cbr\u003e • Publisher: Taylor \u0026amp; Francis\u003cbr\u003e • Publisher Imprint: Informa Law from Routledge\u003cbr\u003e • BISAC: Administrative Law \u0026amp; Regulatory Practice\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eThe field of consumer credit law has undergone major and fundamental change in the recent past, due in part to the regulation since 1 April 2014 of consumer credit by the Financial Conduct Authority, and this book provides a clear and complete guide to this difficult area of law.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eFully updated for the second edition, the author considers new developments including: \u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003ethe new authorisation process under the Financial Services and Markets Act 2000, including the interim permission regime, and its consequences; the new regime for financial promotions as applied to credit and hire advertising; the new rules controlling high cost short term lending and peer to peer lending; the new provisions of the recently released Consumer Credit Sourcebook (CONC); the new requirements governing mortgage lending as contained in MCOB; the requirements for distance selling and off-premises contracts as applied to consumer credit and consumer hire including the impact of the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013; the jurisdiction of the financial ombudsman service on consumer credit. Also considered is the recent case law on the powerful unfair relationships jurisdiction. \u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eThis comprehensive and practical guide is essential reading for legal practitioners, finance houses, credit reference agencies and retail organisations. \u003c\/p\u003e","brand":"Taylor \u0026 Francis","offers":[{"title":"Paperback","offer_id":45240808276119,"sku":"9780367738556","price":10604.0,"currency_code":"INR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0666\/3471\/1191\/files\/9780367738556.webp?v=1769226691","url":"https:\/\/atlanticbooks.com\/products\/consumer-credit-law-and-practice-9780367738556","provider":"Atlantic Books","version":"1.0","type":"link"}