{"product_id":"consumer-lending-what-they-forgot-to-tell-you-9798295408199","title":"Consumer Lending What They Forgot To Tell You","description":"\u003cp\u003e • Author(s): Regina Beckles | Malika Staar\u003cbr\u003e • Publisher: Malistaar Publishing LLC\u003cbr\u003e • Publisher Imprint: Malistaar Publishing LLC\u003cbr\u003e • BISAC: Finance\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eEvery day, millions of people walk into banks, car dealerships, and mortgage offices believing they understand how credit works-only to walk out confused, denied, or drowning in debt. Consumer Lending: What They Forgot to Tell You is the insider guide to the financial industry.\u003c\/p\u003e\u003cp\u003eDrawing from over two decades in lending, Reg B lifts the curtain on the real rules of borrowing-revealing what truly determines an approval, why \"good credit\" isn't always good enough, and how everyday people unknowingly sabotage their financial futures. This isn't another generic budgeting book. It's a rare, behind-the-scenes education delivered by someone who has worked on the inside of loan approvals, declines, underwriting decisions, credit score evaluations, and lending policies for years.\u003c\/p\u003e\u003cp\u003eYou'll learn: \u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eWhy high credit scores STILL get denied\u003c\/li\u003e\n\u003cli\u003eThe hidden \"5 C's\" that determine lending decisions\u003c\/li\u003e\n\u003cli\u003eHow to build, repair, and protect credit the right way\u003c\/li\u003e\n\u003cli\u003eThe truth about auto loans, GAP, warranties, and negative equity\u003c\/li\u003e\n\u003cli\u003eWhat lenders look for-but rarely explain\u003c\/li\u003e\n\u003cli\u003eHow interest, fees, and promotions quietly drain thousands\u003c\/li\u003e\n\u003cli\u003eThe real mechanics behind credit cards, refinancing, and consolidation\u003c\/li\u003e\n\u003cli\u003eHow to avoid credit traps that keep people stuck for decades\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eWritten in clear, compassionate language and packed with real-life scenarios, biblical wisdom, financial strategies, and step-by-step guidance. \u003c\/p\u003e\u003cp\u003eIt will empower you to make informed, confident decisions long before you ever sign your name.\u003c\/p\u003e\u003cp\u003eWhether establishing or rebuilding credit, making a major purchase, or feeling lost in the lending process, this book gives you the knowledge and tools needed to get control of your finances.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e","brand":"Malistaar Publishing LLC","offers":[{"title":"Paperback","offer_id":47593600057495,"sku":"9798295408199","price":1702.0,"currency_code":"INR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0666\/3471\/1191\/files\/9798295408199.webp?v=1774982607","url":"https:\/\/atlanticbooks.com\/products\/consumer-lending-what-they-forgot-to-tell-you-9798295408199","provider":"Atlantic Books","version":"1.0","type":"link"}