{"product_id":"essential-personal-finance-a-practical-guide-for-students-9781032799421","title":"Essential Personal Finance: A Practical Guide for Students","description":"\u003cp\u003e • Author(s): Lien Luu | Jonquil Lowe | Jason Butler\u003cbr\u003e • Publisher: Routledge\u003cbr\u003e • Publisher Imprint: Routledge\u003cbr\u003e • BISAC: Personal Finance - General\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eYoung people face unprecedented financial challenges: rising student debt, stiff competition for jobs, barriers to home ownership, dwindling state benefits and prospects of a longer working life. \u003ci\u003eEssential Personal Finance\u003c\/i\u003e is a guide to all the key areas of personal finance: budgeting, managing debt, savings and investments, insurance, securing a home and laying the foundations for retirement.\u003c\/p\u003e\u003cp\u003eIt provides an introduction to some of the essential foundations of a modern undergraduate finance qualification, including: \u003c\/p\u003e\u003cul\u003e \u003cli\u003ethe nature of financial institutions, markets and economic policy that shape the opportunities and decisions individuals face\u003c\/li\u003e \u003cli\u003ethe range of financial assets available to households, risk-return trade-off, basics of portfolio construction and impact of tax\u003c\/li\u003e \u003cli\u003ethe importance of the efficient market hypothesis and modern portfolio theory in shaping investment strategies and the limitations of these approaches\u003c\/li\u003e \u003cli\u003ebehavioural finance as a key to understanding factors influencing individual and market perceptions and actions\u003c\/li\u003e \u003cli\u003eusing financial data to inform investment selection and create financial management tools that can aid decision-making\u003c\/li\u003e \u003c\/ul\u003e\u003cp\u003eThe second edition has been fully updated and includes: more information on the cost of living crisis; Fintech, climate change, sustainable finance and cryptocurrencies; financial skills and calculations; tax, trust planning and wills; pensions; regulation and fraud; and additional case studies.\u003c\/p\u003e\u003cp\u003eWritten by authors who contribute experience as financial advisers, practitioners and academics, \u003ci\u003eEssential Personal Finance\u003c\/i\u003e is a compelling combination of a textbook aimed at students on personal finance and financial services courses, and a practical guide for young people in building their own financial strength and capability.\u003c\/p\u003e","brand":"Atlantic Books","offers":[{"title":"Hardcover","offer_id":46439231226007,"sku":"9781032799421","price":20435.0,"currency_code":"INR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0666\/3471\/1191\/files\/9781032799421.webp?v=1769110703","url":"https:\/\/atlanticbooks.com\/products\/essential-personal-finance-a-practical-guide-for-students-9781032799421","provider":"Atlantic Books","version":"1.0","type":"link"}