{"product_id":"how-to-sell-a-house-when-its-worth-less-than-the-mortgage-options-for-underwater-homeowners-and-investors-9780470418611","title":"How to Sell a House When It's Worth Less Than the Mortgage: Options for \"Underwater\" Homeowners and Investors","description":"\u003cp\u003e • Author(s): Dwan Bent-Twyford\u003cbr\u003e • Publisher: Wiley\u003cbr\u003e • Publisher Imprint: Wiley\u003cbr\u003e • BISAC: Real Estate - Mortgages\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cb\u003eFrom the Back Cover\u003c\/b\u003e\u003cbr\u003e\u003c\/p\u003e\u003cp\u003e\u003cb\u003eSmart Options for Homeowners Who Owe More on Their Mortgage Than Their Property Is Worth\u003c\/b\u003e\u003c\/p\u003e \u003cp\u003eThe crash in housing prices and other economic forces have left millions of property owners \"underwater\"--owing more on their mortgage than their property is worth. If you're one of them, trapped in a home you can't sell and pressured by mortgage payments, the situation can feel hopeless. \u003c\/p\u003e\u003cp\u003eBut you \u003ci\u003edo\u003c\/i\u003e have options. And giving up is \u003ci\u003enot\u003c\/i\u003e one of them. Whether you're a homeowner or an investor, there are ways to get out of this mess before it bankrupts you. The first step is to arm yourself with full knowledge of all the alternatives available to you. You may be able to renegotiate loan terms with your bank, or short sell your home, or even rent the property out--just don't wait until it's too late. \u003c\/p\u003e\u003cp\u003e\u003ci\u003eHow to Sell a House When It's Worth Less Than the Mortgage\u003c\/i\u003e explains all of your options, helps you pick the best one for your situation, and shows you how to get it done step by step. Inside, you'll discover the ins and outs of: \u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eEstimating the real market value of your home\u003c\/li\u003e \u003cli\u003eUnderstanding mortgage forgiveness and debt relief legislation\u003c\/li\u003e \u003cli\u003ePutting together a short sale package to convince your lender to write down your mortgage\u003c\/li\u003e \u003cli\u003eFinding a buyer yourself or using an agent\u003c\/li\u003e \u003cli\u003eNegotiating new loan terms with the bank\u003c\/li\u003e \u003cli\u003eTapping into government aid programs\u003c\/li\u003e \u003cli\u003eSurviving bankruptcy or foreclosure as a last resort\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"Wiley","offers":[{"title":"Paperback","offer_id":45148971303063,"sku":"9780470418611","price":1420.0,"currency_code":"INR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0666\/3471\/1191\/files\/9780470418611.webp?v=1767294960","url":"https:\/\/atlanticbooks.com\/products\/how-to-sell-a-house-when-its-worth-less-than-the-mortgage-options-for-underwater-homeowners-and-investors-9780470418611","provider":"Atlantic Books","version":"1.0","type":"link"}