{"product_id":"low-income-homeownership-examining-the-unexamined-goal-9780815706137","title":"Low Income Homeownership: Examining the Unexamined Goal","description":"\u003cp\u003e • Author(s): Nicolas P. Retsinas | Eric S. Belsky\u003cbr\u003e • Publisher: Brookings Institution Press\u003cbr\u003e • Publisher Imprint: Brookings Institution Press\u003cbr\u003e • BISAC: Public Policy - Economic Policy\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eA Brookings Institution Press and Harvard University Joint Center for Housing Studies publication\u003cbr\u003eA generation ago little attention was focused on low-income homeownership. Today homeownership rates among under-served groups, including low-income households and minorities, have risen to record levels. These groups are no longer at the margin of the housing market; they have benefited from more flexible underwriting standards and greater access to credit. However, there is still a racial\/ethnic gap and the homeownership rates of minority and low-income households are still well below the national average. \u003cbr\u003eThis volume gathers the observations of housing experts on low-income homeownership and its effects on households and communities. The book is divided into five chapters which focus on the following subjects: homeownership trends in the 1990s; overcoming borrower constraints; financial returns to low-income homeowners; low-income loan performance; and the socioeconomic impact of homeownership.\u003c\/p\u003e","brand":"Brookings Institution Press","offers":[{"title":"Paperback","offer_id":47614213947543,"sku":"9780815706137","price":3397.0,"currency_code":"INR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0666\/3471\/1191\/files\/9780815706137.webp?v=1775091872","url":"https:\/\/atlanticbooks.com\/products\/low-income-homeownership-examining-the-unexamined-goal-9780815706137","provider":"Atlantic Books","version":"1.0","type":"link"}