{"product_id":"retire-at-40-with-a-million-dollars-9798198116832","title":"Retire at 40 with a Million Dollars","description":"\u003cp\u003e • Author(s): Drashti Mitesh Bhavsar\u003cbr\u003e • Publisher: Independently Published\u003cbr\u003e • Publisher Imprint: Independently Published\u003cbr\u003e • BISAC: Investments \u0026amp; Securities - General\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cb\u003eA million dollars by 40 is possible - but only if you understand the real math.\u003c\/b\u003e\u003c\/p\u003e\u003cp\u003eThe early-retirement dream is everywhere; the honest arithmetic behind it is not. This book gives you the arithmetic. You'll learn what a $1,000,000 portfolio can actually, safely provide - and why a 40-year retirement is a different, harder problem than the usual \"4% rule\" suggests.\u003c\/p\u003e\u003cp\u003eMore importantly, you'll learn the one number that decides everything: \u003cb\u003eyour savings rate.\u003c\/b\u003e With clear, worked examples - not hype - this book shows how earning, saving, and low-cost investing combine to buy back your time, and how to make the money last once you stop.\u003c\/p\u003e\u003cp\u003e\u003cb\u003eInside you'll learn how to: \u003c\/b\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eFind your real \"FIRE number\" - and why early retirees should plan for a 3.5% withdrawal, not 4%\u003c\/li\u003e\n\u003cli\u003eUse your savings rate to set your timeline to freedom\u003c\/li\u003e\n\u003cli\u003eInvest simply in low-cost index funds - and avoid the fees that quietly steal retirements\u003c\/li\u003e\n\u003cli\u003eReach your money before age 591\/2 using the Roth conversion ladder and other legal tools\u003c\/li\u003e\n\u003cli\u003eSurvive sequence-of-returns risk, inflation, and pre-Medicare healthcare\u003c\/li\u003e\n\u003cli\u003eUse Coast FIRE and Barista FIRE to ease off without burning out\u003c\/li\u003e\n\u003cli\u003eFollow a four-phase roadmap from your first dollar to financial independence\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cb\u003eWho it's for: \u003c\/b\u003e anyone who wants financial independence without the fantasy - and is ready to do the real work behind it.\u003c\/p\u003e\u003cp\u003eRealistic, math-first, and refreshingly honest.\u003c\/p\u003e\u003cp\u003e\u003ci\u003eEducational only. Not financial advice. All investing involves risk, including the loss of principal.\u003c\/i\u003e\u003c\/p\u003e","brand":"Independently Published","offers":[{"title":"Paperback","offer_id":47890863128727,"sku":"9798198116832","price":1025.0,"currency_code":"INR","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0666\/3471\/1191\/files\/9798198116832.webp?v=1781181649","url":"https:\/\/atlanticbooks.com\/products\/retire-at-40-with-a-million-dollars-9798198116832","provider":"Atlantic Books","version":"1.0","type":"link"}