{"product_id":"simple-investing-for-people-in-their-twenties-smart-money-moves-for-young-adults-who-have-better-things-to-do-9781067649920","title":"Simple Investing For People In Their Twenties: Smart Money Moves For Young Adults Who Have Better Things To Do","description":"\u003cp\u003e • Author(s): Stuart Welch\u003cbr\u003e • Publisher: Huttons Publishing Ltd\u003cbr\u003e • Publisher Imprint: Huttons Publishing Ltd\u003cbr\u003e • BISAC: Personal Finance - Investing\u003c\/p\u003e\u003cp\u003eYou have one financial advantage nobody else has. Don't waste it.\u003c\/p\u003e\u003cp\u003eTime. That's it. That's the whole secret. Not income, not inheritance, not a degree in economics. Just time - and the decision to use it.\u003c\/p\u003e\u003cp\u003eThe numbers are stark. Invest a modest amount each month from your mid-twenties and you could have over half a million pounds by retirement. Start the same habit ten years later and that figure roughly halves. The difference isn't discipline, luck, or knowing the right people. It's a decade - and that decade is right now.\u003c\/p\u003eWritten by someone who spent twenty-five years inside the industry\u003cp\u003eStuart Welch's career took him from Chartered Accountant to Chief Executive of NatWest Stockbrokers, CEO of TD Direct Investing, and Global Head of Personal Investing at Fidelity International. This is the book he wishes had existed at the start of those thirty years - written for the reader who has better things to do than become a financial expert, but who understands that the decisions made in their twenties will shape everything that follows.\u003c\/p\u003eWhat's inside\u003cul\u003e\n\u003cli\u003e\n\u003cb\u003eHow compound interest actually works\u003c\/b\u003e - with numbers specific enough to make you act\u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eThe accounts available to you\u003c\/b\u003e - workplace pension, Stocks and Shares ISA, Lifetime ISA, SIPP. What each one does and which to prioritise\u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eWhat to invest in\u003c\/b\u003e - stocks, bonds, index funds and ETFs explained without jargon\u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eThe behaviours that make or break investors\u003c\/b\u003e - and how to automate your way past all of them\u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eInvesting with student debt\u003c\/b\u003e - whether it makes sense, and how to think about it clearly\u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eLow or irregular income\u003c\/b\u003e - why you don't need to earn more before you can start\u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eBig life events and your investments\u003c\/b\u003e - how to keep building through the moments that throw everything off\u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eYour first investment portfolio\u003c\/b\u003e - what to build, how to set it up, and what to do once it's running\u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eStaying the course\u003c\/b\u003e - the psychology of markets, why investors panic, and how not to be one of them\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cb\u003eStarting a decade earlier roughly doubles the outcome. You don't need to earn a lot. You don't need to find it interesting. You just need to start - and this book will show you exactly how.\u003c\/b\u003e\u003c\/p\u003e\u003cp\u003eThe decisions you make in your twenties will shape everything that follows.\u003c\/p\u003e\u003cp\u003e\u003ci\u003eThis book makes those decisions straightforward.\u003c\/i\u003e\u003c\/p\u003e","brand":"Huttons Publishing Ltd","offers":[{"title":"Paperback","offer_id":47775550832791,"sku":"9781067649920","price":1662.0,"currency_code":"INR","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0666\/3471\/1191\/files\/9781067649920.webp?v=1777991058","url":"https:\/\/atlanticbooks.com\/products\/simple-investing-for-people-in-their-twenties-smart-money-moves-for-young-adults-who-have-better-things-to-do-9781067649920","provider":"Atlantic Books","version":"1.0","type":"link"}