{"product_id":"the-credit-scoring-toolkit-theory-and-practice-for-retail-credit-risk-management-and-decision-automation-9780199226405","title":"The Credit Scoring Toolkit: Theory and Practice for Retail Credit Risk Management and Decision Automation","description":"\u003cp\u003e • Author(s): Raymond Anderson\u003cbr\u003e • Publisher: Oxford University Press, USA\u003cbr\u003e • Publisher Imprint: Oxford University Press, USA\u003cbr\u003e • Subject: Business Management\u003cbr\u003e • BISAC: Probability \u0026amp; Statistics - Bayesian Analysis\u003c\/p\u003e\u003cp\u003eCredit scoring aims to quantify the likelihood of a prospective borrower defaulting on payment over a specified period of time. The credit score is calculated using increasingly sophisticated statistical models, which vary considerably between individual cases. This clearly-written and comprehensive text covers the scorecard development process and provides a practical how-to guide for those wanting to use and develop credit scoring techniques. \u003c\/p\u003e\u003cp\u003e\u003c\/p\u003eAssuming little prior knowledge, the text includes the relevant statistical and mathematical tools, numerous real-life examples, and discussion of the credit risk management cycle and the importance of credit scoring in business and regulatory environments, including Basel II. \u003cp\u003e\u003c\/p\u003eAn extensive glossary and bibliography make this an indispensable desktop reference for graduate students in statistics, business, economics and finance, MBA students, credit risk and financial practitioners.\u003cbr\u003e","brand":"Oxford University Press, USA","offers":[{"title":"Hardcover","offer_id":46559672172695,"sku":"9780199226405","price":19577.0,"currency_code":"INR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0666\/3471\/1191\/files\/9780199226405.webp?v=1767968657","url":"https:\/\/atlanticbooks.com\/products\/the-credit-scoring-toolkit-theory-and-practice-for-retail-credit-risk-management-and-decision-automation-9780199226405","provider":"Atlantic Books","version":"1.0","type":"link"}