{"product_id":"the-smart-money-guide-for-broke-people-companion-workbook-9798295496332","title":"The Smart Money Guide for Broke People: Companion Workbook","description":"\u003cp\u003e • Author(s): Carol Bernice\u003cbr\u003e • Publisher: Carol Bernice\u003cbr\u003e • Publisher Imprint: Carol Bernice\u003cbr\u003e • BISAC: Affirmations\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eThis interactive companion to \u003cem\u003eThe Smart Money Guide for Broke People\u003c\/em\u003e walks you step by step through renewing your mindset, healing your relationship with money, and building a life rooted in peace, purpose, and prosperity.\u003c\/p\u003e\u003cp\u003eThrough guided reflections, Scripture-based exercises, budgeting templates, and daily action prompts, you'll learn how to apply biblical wisdom alongside practical financial strategies. Whether you're overwhelmed by debt, rebuilding after setbacks, or ready to elevate your money habits, this workbook serves as a clear, supportive roadmap toward freedom and abundance.\u003c\/p\u003e\u003cp\u003eEach section helps you reflect, reset, and rise-turning small, intentional steps into lasting financial and spiritual transformation.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eWHAT'S INSIDE: \u003c\/p\u003e\u003cp\u003e✨ \u003cstrong\u003ePART I - THE AWAKENING\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e Uncover the truth behind your money habits, confront financial fears, and break unhealthy patterns that keep you stuck.\u003c\/p\u003e\u003cp\u003e✨ \u003cstrong\u003ePART II - THE RESET\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e Replace chaos with clarity using peace-building practices, budgeting tools, and Scripture-based exercises that restore order.\u003c\/p\u003e\u003cp\u003e✨ \u003cstrong\u003ePART III - THE SHIFT\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e Align faith and finances so your decisions reflect purpose, values, and long-term vision.\u003c\/p\u003e\u003cp\u003e✨ \u003cstrong\u003ePART IV - THE REBUILD\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e Create systems and habits that protect progress through saving strategies, stewardship tools, and foundational routines.\u003c\/p\u003e\u003cp\u003e✨ \u003cstrong\u003ePART V - THE RISE\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e Step confidently into abundance, purpose, and legacy-focused thinking. Redefine prosperity through God's lens.\u003c\/p\u003e\u003cp\u003e✨ \u003cstrong\u003ePART VI - THE FLOURISHING\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e Sustain momentum and prevent relapse while living with gratitude, balance, and wisdom.\u003c\/p\u003e\u003cp\u003e✨ \u003cstrong\u003ePART VII - TRANSFORMATION IN ACTION\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e A complete \u003cstrong\u003e40-Day Smart Money Challenge\u003c\/strong\u003e featuring Scripture, reflection, and daily action steps to shift your financial life from the inside out.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eBONUS TOOLS INCLUDED: \u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e✔ Monthly budget templates\u003c\/p\u003e\u003cp\u003e ✔ Debt tracker\u003c\/p\u003e\u003cp\u003e ✔ Gratitude and giving logs\u003c\/p\u003e\u003cp\u003e ✔ Faith declarations and affirmations\u003c\/p\u003e\u003cp\u003e ✔ Legacy and purpose worksheets\u003c\/p\u003e\u003cp\u003e ✔ Certificate of Completion\u003c\/p\u003e\u003cp\u003e ✔ Reflection pages for breakthroughs and testimonies\u003c\/p\u003e\u003cp\u003e ✔ Scripture-guided journaling prompts\u003c\/p\u003e\u003cp\u003e ✔ Peace, planning, and prosperity checklists\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003e⸻ WHO THIS WORKBOOK IS FOR: \u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e- Anyone feeling stuck financially and seeking a faith-centered fresh start\u003c\/p\u003e\u003cp\u003e - Those wanting practical tools grounded in Scripture\u003c\/p\u003e\u003cp\u003e - Individuals ready to rebuild finances with discipline and peace\u003c\/p\u003e\u003cp\u003e - Readers focused on transforming mindset, habits, and legacy\u003c\/p\u003e\u003cp\u003e - People seeking a clear, step-by-step path from struggle to stewardship\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003e⸻ ABOUT THE AUTHOR\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eCarol Bernice\u003c\/strong\u003e is a transformational author, speaker, and faith-driven businesswoman dedicated to helping individuals renew their minds, heal financially, and build legacy wealth through wisdom and stewardship. Her mission is to empower people to live abundantly-spiritually, emotionally, and financially.\u003c\/p\u003e\u003cp\u003eLearn more at \u003cstrong\u003eCarolBernice.com\u003c\/strong\u003e.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e⸻ If you're ready to experience breakthrough, healing, and restoration in your finances, this workbook will guide you every step of the way.\u003c\/p\u003e","brand":"Carol Bernice","offers":[{"title":"Paperback","offer_id":47573718335639,"sku":"9798295496332","price":1827.0,"currency_code":"INR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0666\/3471\/1191\/files\/9798295496332.webp?v=1774893590","url":"https:\/\/atlanticbooks.com\/products\/the-smart-money-guide-for-broke-people-companion-workbook-9798295496332","provider":"Atlantic Books","version":"1.0","type":"link"}