{"product_id":"zero-financial-knowledge-2026-27-from-zero-financial-knowledge-to-financial-confidence-9798259225398","title":"Zero Financial Knowledge 2026\/27: From Zero Financial Knowledge to Financial Confidence","description":"\u003cp\u003e • Author(s): Darren Sterling\u003cbr\u003e • Publisher: Independently Published\u003cbr\u003e • Publisher Imprint: Independently Published\u003cbr\u003e • BISAC: Personal Finance - Money Management\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eZero: Financial Knowledge is the UK personal finance education you were never given. Written for anyone - from first-job starters to mid-career professionals - this book covers everything the education system left out: payslips, tax, pensions, mortgages, savings, insurance, investing, wills, and digital legacy planning.\u003c\/p\u003e\u003cp\u003e\u003cb\u003eUpdated for the 2026\/27 tax year\u003c\/b\u003e with the latest thresholds, rates, and the new household-based Child Benefit rules.\u003c\/p\u003e\u003cp\u003eWhat you'll learn: \u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eHow your payslip actually works - and the tax traps most people don't see\u003c\/li\u003e\n\u003cli\u003eWhy starting a pension 10 years earlier can double your retirement pot\u003c\/li\u003e\n\u003cli\u003eHow to start a pension for a child from birth - and turn modest contributions into hundreds of thousands\u003c\/li\u003e\n\u003cli\u003eMortgage strategies that could save you tens of thousands in interest\u003c\/li\u003e\n\u003cli\u003eISAs, Premium Bonds, shares, ETFs, gold - explained from scratch\u003c\/li\u003e\n\u003cli\u003eThe digital legacy problem nobody talks about - and how to solve it\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eThis isn't financial advice. It's financial education - the kind a knowledgeable friend would give you over coffee. Real stories, real numbers, no jargon.\u003c\/p\u003e\u003cp\u003eIncludes references to the free Zero companion app with 31 financial calculators.\u003c\/p\u003e\u003cp\u003e\u003ci\u003eBy Darren Sterling - not a financial adviser, just someone who wishes he'd known all this sooner.\u003c\/i\u003e\u003c\/p\u003e","brand":"Independently Published","offers":[{"title":"Paperback","offer_id":47883184537751,"sku":"9798259225398","price":1152.0,"currency_code":"INR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0666\/3471\/1191\/files\/9798259225398.webp?v=1781100063","url":"https:\/\/atlanticbooks.com\/products\/zero-financial-knowledge-2026-27-from-zero-financial-knowledge-to-financial-confidence-9798259225398","provider":"Atlantic Books","version":"1.0","type":"link"}