Towards Village Banking (Hardbound - 2003)

The restructurisation of financial sector has wider implications on the macro-economic variables operating in the money market. The trend of village banking is a dint to the existing co-operative and commercial banking system in India.

This book is an outcome of a continuous research made by the author in the field of rural credit in India. The author’s scheme of Co-operative Village Bank has been empirically evidenced and tested in the case of Mini Kisan Banks i.e., a conversion of Primary Agricultural Co-operative Credit Societies (PACS) into a banking unit in Kolhapur District (Maharashtra). The Co-operative Village Banking (CVB) was initially highlighted in one of the books of the author. The same has been empirically tested and revised in the framework of financial sector reforms and village banking trend worldwide. His alternative model has attained a good result in Kolhapur District. Hence, it is advocated as an alternative model of rural co-operative credit system in India. This will be a new impetus to the co-operative movement in the new millennium.

Dr. V.B. Jugale (b. 25th May, 1953) holds degrees of B.A. (Economics) from Karnataka University, M.A., M.Phil. and Ph.D. from Shivaji University, Kolhapur, and D.I.T. from RIIT, Sangli. At present, he is Professor, Head and Dean (Social science Faculty) in the Department of Economics, Shivaji University, Kolhapur, teaching and guiding the research students in Monetary Economics, Agricultural Economics and Co-operation. He is the Chief Editor of International Journal Indian Development Review. He has authored following books: (i) Theories of Agricultural Finance, (ii) Co-operative Credit in Indian Agriculture, (iii) Employment, Wages and Industrial Relations of Farm Sector Workers in Sugar Industry, (iv) Economic Analysis of Problems of Soil Salinity, (v) Sugarcane Pricing, (vi) Water Resource Management in Krishna River Basin, (vii) Decontrol and Delicensing of Sugar Industry, (viii) Water Resources in Man River Basin and eight booklets. He has also contributed more than hundred research papers in reputed journals and he has a credit of presenting the research papers in International (four) and National level (fifty-eight) seminars, symposia and conferences. He is the Founder President of Centre for Social Studies and Research, Sangli.