基金老兵從業趣談:一部35/41的證券投資信託&
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本書匯集了作者三十五年的證券投資信託(簡稱投信)/金融工作點滴,以平實的文字寫下各項工作的甘苦談。由於作者的親身經歷已涵蓋35/41的投信產業歷程,讀者不妨把本書當成一部非官方的投信產業史。
投信業並非由民間自然發展而成,而是當年(1983年)政府為因應日益增加的外人投資需求,由上而下促成第一批四家投信的成立。在法規及人才都不足的環境下,「老四家」投信經由外資股東的協助,日漸茁壯;投信業除了滿足外人投資需求,也開始提供國人優質的投資組合產品(即基金)。基金提供一般大眾除了直接投資股票的另外一種安全省力的選擇,因為匯集散戶的錢,也直接提高了台灣股市的法人化程度,對台股市場的穩定、成熟及現代化有很大的幫助。
本書由投信元年(1983年)寫起,直到作者退休(2025年)為止,以時間/產業里程碑為經、作者不同工作階段的公司經歷為緯,希望編織出一幅繽紛且嚴肅中帶有趣味的產業及個人圖像。全書共計十九章,除了第一章楔子及第十九章尾聲之外,因作者職涯各階段的工作重點不同,所以各章節篇幅長短不一,還請讀者見諒!
此外,希望讀者可以將作者的工作甘苦點滴視為趣談,如此定可增進閱讀的樂趣!
目錄
第一章、楔子
第二章、猛聽的塞雁南翔,呀呀的聲嘹亮/橫空出世的行業(1983)
第三章、金鞭美少年,去躍青驄馬/建弘投信(1989-1992)
第四章、等閒識得東風面,萬紫千紅總是春/中信投信(1992-1998)
第五章、浮生若夢,為歡幾何?渣打銀行(1998-2001)
第六章、欲將輕騎逐,大雪滿弓刀/外資買投信(2000)
第七章、溪雲初起日沉閣,山雨欲來風滿樓/保誠投信(2001-2005)
第八章、但使龍城飛將在,不教胡馬度陰山/友邦(柏瑞)投信(2006-2011)
第九章、扮演上帝之手/德銀遠東投信(2012-2015)
第十章、衣食兩般皆俱足,又思嬌娥美貌妻/宏利投信(2015-2018)
第十一章、銷魂橋下水,半是蜜蜂來/保德信投信(2018-20
Jim Chang: - 張一明,二戰後嬰兒潮末段班,國立成功大學交通管理科學系學士、國立中山大學企業管理研究所碩士。誤打誤撞進入整體產業從業人數還不及台積電一個晶圓廠的證券投資信託業(簡稱「投信」業),從此樂在其中;除了三年的外商銀行及證券投資顧問工作,整個職涯都在投信度過。直至2025年1月1日退休為止,作者以實際的工作經驗,親身見證了35/41的投信產業歷史。作者從基層做起,歷任內外資公司,專業及管理經驗豐富。曾任美商保德信投信(現為玉山投信)總經理、加拿大商宏利投信總經理、德銀遠東投信總經理(台德合資)、美商友邦投信(現為柏瑞投信)總經理、英商保誠投信(現為瀚亞投信)代理總經理及行銷長、渣打投顧總經理、英商渣打銀行投資服務部副總經理、中信投信(現為景順投信)行銷長、建弘投信(現為第一金投信)副科長等職。退休後,作者除了把時間留給家人之外,也為自家做投資理財,希望一輩子從工作中學習的經驗可以嘉惠自家。此外,作者長期擔任「投信職前訓練」的講師,也曾長期提供母校校務基金的投資諮詢,並曾參與「私校退撫基金」自選方案的建置,凡此種種,都是為社會公益盡的一點心意。
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