Rich After Divorce Rebuilding Your Finances, Your Credit, and Your Future When the Numbers Were Never Yours Alone
The divorce papers are signed. The attorneys are paid. And now you are sitting alone with a bank statement, a credit report you barely recognize, and a retirement account that is half of what it was six months ago, wondering how people actually survive this.
They do. And so will you. But not by accident.
Most books about divorce tell you to breathe deeply and believe in yourself. This one tells you what to do with your money.
Rich After Divorce is the financial guide that exists in the space between the legal advice your attorney gives you and the vague encouragement your friends offer. It is the book that treats you as exactly what you are: an intelligent adult navigating one of the most financially complex transitions a person can experience, who deserves real information, specific strategies, and honest guidance rather than platitudes.
Financial advisor and divorce recovery specialist Priya Halvorn spent years watching people walk away from divorce settlements that should have protected them, make housing decisions they could not sustain, let credit scores collapse that a few simple actions would have saved, and trade away retirement assets they desperately needed because the future felt abstract compared to the present crisis. She wrote this book to stop that from happening to you.
Inside, you will find the complete financial roadmap that most people only wish they had on day one.
You will learn how to conduct a forensic financial inventory before the legal process accelerates, including how to identify hidden assets, trace commingled funds, and document contributions courts need to see. You will understand the legal architecture of your state's divorce laws well enough to negotiate from knowledge rather than fear. You will master the tax landmines embedded in seemingly straightforward settlement decisions, the ones that can cost more than a year of income if you do not see them coming.
You will learn exactly how to protect your credit while everything is in flux, how to separate finances with precision and without collateral damage, and how to rebuild individual credit from whatever starting point the divorce leaves you at. You will construct a zero-based budget designed for a single income in a world priced for two. You will build a retirement plan that accounts for the real mathematics of where you are rather than the fantasy of where you thought you would be.
And you will do all of this with a guide who understands that every spreadsheet has a human being behind it, that grief and financial clarity have to coexist, and that the best financial decisions come from people who understand both dimensions of the recovery.
This is not a book about surviving divorce. It is a book about building something better on the other side of it, with your eyes open, your numbers right, and your future genuinely yours.
Every chapter closes with specific, actionable steps. Every strategy is grounded in real data. Every resource recommended is real and vetted. There are no false promises here, no quick fixes, and no suggestion that any of this is easy. There is only the complete, honest, comprehensive guidance that makes the difference between spending the next decade recovering from a divorce and spending it building a financial life that is, quietly and powerfully, better than the one you had before.
The numbers can make sense again. They will.
This is how.
Covers asset division strategy, QDRO and retirement account transfers, credit protection and rebuilding, post-divorce tax planning, single-income budgeting, housing decisions, long-term investment strategy, Social Security divorced spouse benefits, estate planning, children's financial education, and the emotional economics of financial recovery.
