• ISBN13: 9788171563210
• Binding: Hardcover
• Subject: Business Management
• Publisher: Atlantic Publishers & Distributors (P) Ltd
• Publisher Imprint: Atlantic
• Publication Date: May 16, 1992
• Pages: 208
• Original Price: INR 220.0
• Language: English
• Edition: N/A
• Item Weight: 170 grams
• BISAC Subject(s): N/A

Development Banking in India is almost as old as India’s independence. The first institution established in the field of development banking was the Industrial Finance Corporation of India in 1948. After this beginning, a battery of development banks came to be established and today a well-knit structure of about 50 development banks exists, both at the national and state levels. This book attempts to spell out the financial and developmental roles of development banks with special reference to IDBI during about 40 years of post-independence era. Whereas the financial role highlights the banking support provided by them for the programmes of industrialisation of the country, the development role sets forth their promotional and entrepreneurial activities of bringing together the various elements essential for the industrial development. The study also provides observations on some of the common problems and lecunae of the Indian development banks and proposes a pattern on which the future structure of development banking in India may be modelled. The book would be of use to students of commerce, management and economics. It can also be a valuable reference to professionals in banking and allied areas.

The author Dr. Kaushal K. Arora is a Reader in the Post Graduate Department of Management Studies, University of Jammu. He has been teaching post-graduate classes for the last about thirty years. His areas of interest include Finance, Banking, Accounting and Corporate Laws.

• 1. Introduction
• 1. Rationale of Industrialisation
• 2. Financial Requirements of Industry
• 3. Sources of Industrial Finance in India
• (i) Share Capital
• (ii) Bonds and Debentures
• (iii) Commercial Banks
• (iv) Public Deposits
• (v) Ploughing Back of Profits
• (vi) Term Financing Institutions
• 4. Development Banking : A Conceptual Analysis
• 5. Objectives and Scope of Study
• 6. References
• 2. Developments in Development Banking
• 1. Evolution of the Concept
• 2. The 20th Century Developments
• 3. Experiments in India
• (i) Private Initiatives
• (ii) State Initiatives
• 4. Developments after Independence
• (i) Industrial Finance Corporation of India
• (ii) State Financial Corporations
• (iii) Industrial Credit and Investment Corporation of India
• (iv) National Industrial Development Corporation
• (v) Life Insurance Corporation of India
• (vi) Refinance Corporation of India
• (vii) State Industrial Development Corporations
• (viii) Unit Trust of India
• (ix) Industrial Development Bank of India
• (x) Industrial Reconstruction Bank of India
• (xi) General Insurance Corporation of India
• 5. Present Structure of Development Banking in India
• 6. References
• 3. Financial Operations of Development Banks
• 1. Operations of all Development Banks :
• (i) Quantitative Aspects of Operations
• (ii) Institution-wise Operations
• (iii) Component-wise Assistance
• (iv) Purpose-wise Assistance
• (v) Sector-wise Assistance
• (vi) Industry-wise Assistance
• (vii) State-wise Assistance
• (viii) Assistance to Backward Areas
• 2. Operations of Industrial Development Bank of India
• (i) Overall Position
• (ii) Pattern of Assistance
• (iii) Scheme-wise Operations:
• 1. Project Finance Scheme
• 2. Technical Development Fund Scheme
• 3. Modernisation Assistance Scheme
• 4. Equipment Finance Scheme
• 5. Textile Modernisation Fund Scheme
• 6. Technology Upgradation Scheme
• 7. Refinance of Industrial Loans Scheme
• 8. Bills Rediscounting Scheme
• 9. Seed Capital Scheme
• 10. Resource Support Scheme
• (iv) Industry-wise Assistance
• (v) Industry-wise/Scheme-wise Assistance
• 3. References
• 4. Developmental Activities of Development Banks
• 1. Introductory
• 2. Non-financial Developmental Activities :
• (i) Development of Backward Areas–
• 1. Industrial Potential Surveys
• 2. Inter-Institutional Groups
• 3. Technical Consultancy Organisations
• 4. Industrialisation of No-Industry Districts
• (ii) Promotion of Entrepreneurship–
• 1. Entrepreneurship Development Programmes
• 2. Entrepreneurship Development Institute of India
• 3. State-level Institutes for Entrepreneurship Development
• (iii) Spread of Industrial Culture Among Weaker and Underprivileged Sections of Community
• (iv) Research Studies and Surveys
• (v) Technological Development and Upgradation
• (vi) Institutional Development
• (vii) Science and Technology Entrepreneurs’ Parks
• (viii) Directory of Industrial Consultants
• (ix) Seminars, Workshops and Conferences
• 3. Financial Developmental Activities
• (i) Technical Assistance Fund
• (ii) Assistance for Development of Small Scale Sector
• (iii) Assistance for Development of Backward Areas
• (iv) Assistance for Development of Non-Industry Districts
• 4. References
• 5. Performance Analysis of Development Banks
• 1. Introductory
• 2. Performance Appraisal of all Development Banks
• (i) Fixed Asset Investment in Private Corporate Sector and Development Banks
• (ii) Plan Outlays for Private Sector Industrial Investment and Development Banks
• (iii) Capital Formation and Development Banks
• (iv) Contribution of Development Banks in National Income
• 3. Performance Appraisal of Industrial Development Bank of India :
• (i) Industrial Development Bank of India and the Project Cost of Industrial Units assisted under Project Finance Scheme
• (ii) Industrial Development Bank of India as Investment Catalyst
• (iii) Industrial Development Bank of India and Employment Generation
• (iv) Contribution of Industrial Development Bank of India in Capital Formation
• (v) Contribution of Industrial Development Bank of India in National Income
• 4. References
• 6. Summary and Conclusions
• 1. Synoptic View
• 2. Deficiencies and Suggestions
• 3. The Proposed Model
• Select Bibliography