Inclusive Finance India Report 2016 provides in-depth, well-researched, and well-analyzed evidence on how the financial inclusion agenda has progressed at various levels.
The report covers a review of the performance of diverse institutional initiatives working in inclusive finance--banks, specialized banks, self-help groups, and microfinance institutions. It also covers the initiatives in technology that address last-mile delivery as well as provides an overview of new initiatives.
The report focuses on a larger landscape of financial inclusion while continuing to report progress on microfinance in mainstream financial inclusion activity. It tracks the growth of financial inclusion across institutional structures and delivery models, provides a better understanding of the complexities of the sector, and contributes and informs the policy development process on inclusive finance. It also informs banks and investors, both national and international; highlights key issues that require the attention of the financial sector and policymakers; highlights the positive impact of the sector; and identifies policy and practice gaps on an annual basis. The report involves participation by the RBI, Ministry of Finance, banks, apex financial institutions, technology service providers, business correspondents, and diverse delivery models.
This is the best reference book on the annual trends and progress of the financial inclusion and microfinance sector. It includes data-based analysis of all streams of financial inclusion with the most current information in terms of numbers and developments and is a must read for every practitioner in the financial inclusion value chain.
Sriram, M. S.: - M.S. Sriram is a faculty at the Centre for Public Policy, Indian Institute of Management Bangalore (IIMB), Bengaluru. He is also a Distinguished Fellow at the Institute for Development of Research in Banking Technology set up by the RBI. In the past, he was the ICICI Bank Lalita Gupte Chair Professor of Microfinance at Indian Institute of Management Ahmedabad; was on the faculty of Institute of Rural Management, Anand; and was the Vice President (Finance and Information) at BASIX. He has also taught at IIM Udaipur, SP Jain Centre for Management in Dubai and Singapore, Solvay Brussels School of Business and Economics, and the Azim Premji University, Bengaluru.
Sriram is the co-author of three books--Beyond Microcredit (SAGE Publications) and two other books on flow of credit to small and marginal farmers. He also authored the Inclusive Finance India Report 2015 and 2016. His latest book is Talking Financial Inclusion in Liberalised India: Conversations with Governors of Reserve Bank of India.
Sriram has served on several committees set up by the GoI, RBI, and NABARD. He served on the External Advisory Committee of the RBI for granting licences to small finance banks and was the Chairman of the expert committee to set up the Kerala Cooperative Bank. He also writes regularly in the financial press. He is currently on the board of NDDB Dairy Services, Indian Dairy Machinery Company, Micro Credit Ratings International, and Centre for Budget and Policy Studies. He is also a trustee of Pratham Books and Dastkar Andhra.
