Intelligence artificielle et risque de crédit bancaire

Name: Intelligence artificielle et risque de crédit bancaire
Brand: Editions Universitaires Europeennes
SKU: 9786209946998
Price: 8517.0 INR
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by Oumar Armel Mbenza Makiadi

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ISBN13: 9786209946998
Binding: Paperback
Subject: N/A
Publisher: Editions Universitaires Europeennes
Publisher Imprint: Editions Universitaires Europeennes
Publication Date: April 28, 2026
Pages: 112
Original Price: USD 79.0
Language: French
Edition: N/A
Item Weight: 159 grams
BISAC Subject(s): Information Technology

About The Book

� l'�re du num�rique, le cr�dit bancaire ne repose plus uniquement sur l'intuition humaine ou sur des m�thodes statistiques traditionnelles. Face � la mont�e des risques, � la complexit� croissante des comportements financiers et � l'explosion des donn�es, les banques entrent dans une nouvelle �re: celle de l'intelligence artificielle. "Intelligence Artificielle et Risque de Cr�dit Bancaire" explore en profondeur la transformation des syst�mes de d�cision bancaire gr�ce au Machine Learning. L'ouvrage montre comment les institutions financi�res peuvent utiliser les algorithmes pour mieux �valuer les emprunteurs, r�duire les d�fauts de paiement et accorder des cr�dits de mani�re plus rapide, plus pr�cise et plus �quitable. Le livre commence par expliquer les fondements du cr�dit bancaire: pourquoi certaines demandes sont accept�es, pourquoi d'autres sont refus�es, et comment les notions de solvabilit�, de risque et de rentabilit� structurent les d�cisions financi�res. Il met �galement en lumi�re le co�t r�el des mauvais cr�dits: pertes bancaires, cr�ances douteuses, faillites d'entreprises et ralentissement �conomique.

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