• ISBN13: 9780199464845
• Binding: Paperback
• Subject: Economics
• Publisher: Oxford UP
• Publisher Imprint: Oxford UP
• Publication Date: January 1, 2016
• Pages: 176
• Original Price: INR 795.0
• Language: English
• Edition: N/A
• Item Weight: 499 grams
• BISAC Subject(s): Public Finance, International / Economics & Trade, and Finance / General

This report examines the policy framework, institutional structure, trends and patterns in the flow of financial services, product suitability, and efficacy of financial services both in terms of penetration and customer satisfaction. It has been organized into savings, credit, insurance policy issues, repayment performance, and products. The performances of NABARD, non-farm sector, microfinance, and cooperative banking reform—considering the specific and topical nature of these institutions/segments—are also discussed. The chapters are designed in terms of different strands of finance—savings, credit, insurance, banking and financial institutions in lending, important apex institutions in rural finance—and the findings of some major studies. Credit has been divided into different chapters on account of the various facets of analysis, such as subsectoral flows, geographical aspects, institutional aspects, and products and repayment performance. Microfinance has been covered in a separate chapter on account of its peculiarities and significant differences from bank credit. The final chapter, on policy issues and implications, discusses the learning from the past and pointers for the future.

Narasimhan Srinivasan, expert advisor and independent international consultant in development finance, microfinance, agricultural finance, and livelihood development.

National Bank for Agriculture and Rural Development (NABARD) is an apex development bank in India, set up by the Reserve Bank of India. It has been accredited with matters concerning policy, planning and operations in the field of credit for agriculture and other economic activities in rural areas in India. Narasimhan Srinivasan is an expert advisor and independent international consultant in development finance, microfinance, agricultural finance, and livelihood development.