You've been lied to: you don't need to be a financial whiz or a social media millionaire to live a life of financial abundance.
But as a young adult who's dipping their toes into the murky waters of personal finance, money is hard to get and easy to lose.
We're never taught how to make it, let alone invest it and protect it.
We don't know what we don't know, so our dreams of financial freedom go up in smoke, and we're sitting wondering where it all went wrong.
Here's the good news: you - yes you reading this right now - have the power to flip that script.
You can profit where others lose, and prosper where others fail.
How?
Well, the remedy is simple, but rarely taught.
It involves a plan backed by data, strategies rooted in predictable returns, and knowledge that helps you avoid the costly money traps that most young adults fall into.
And you can do this without rich parents, a movie star salary or an expensive investing degree.
Oh, and Wall Street lied too: personal finance doesn't have to be confusing or scary or boring or risky.
Author Emily Carter knows what it's like to have her finances in the gutter. She learned the hard way, and it cost her several years, hundreds of hours and thousands of dollars to reverse her fortune. Those trials and tribulations led to her first book, 'Money Skills for Teens', with thousands of parents and teens across the globe leaning on Emily's wisdom to avoid the costly money mistakes most young people make.
Emily now lives off passive income from past investments - thanks to the teachings in this book. These days, she travels, gives, explores, learns, teaches and glides her way through life without a care in the world.
And soon, with the help of this fast-moving money bible for young adults, you'll be able to do the same.
Here's just a sliver of what's covered:
- Why most debt advice should be avoided, and how you can actually grow your money by leveraging the power of good debt (while avoiding bad debt like the plague)
- Must-know interest rate and pension commandments
- The battle-tested mindset to break free from poverty
- Budgeting strategies that make your money go further now, and grow huge over time
- How to harness the power of your credit card, turning it into your biggest asset for more leverage, options, and freedom
- How 'little and often' investments can offer gigantic returns, even if your salary is low and your contributions are minimal
You can have it all.
Contrary to the lies we're fed, it doesn't take 50 years and millions of dollars to secure your financial future.
It does take knowledge, will, and the patience to enjoy the fruits of your labour.
Remember: this book is designed to let you live life now, regardless of your income, whilst ensuring your future self has everything they need and more to live the life you've always dreamed of.
Carter, Emily: - Emily Carter is an author who loves helping teens with their biggest turning point in life, adulting. She grew up in New York and is happily married to her high school sweetheart. She also has two of her own children.In her free time, Emily is an avid volunteer at a local food bank and enjoys hiking, traveling, and reading books on personal development. With over a decade of experience in the education and parenting field she has seen the difference that good parenting and the right tips can make in a teenager's life. She is now an aspiring writer through which she shares her insights and advice on raising happy, healthy, and resilient children, teens, and young adults.Emily's own struggles with navigating adulthood and overcoming obstacles inspired her to write. She noticed a gap in education regarding teaching essential life skills to teens and young adults. She decided to write comprehensive guides covering everything from money and time management to job searching and communication skills. Emily hopes her book will empower teens and young adults to live their best lives and reach their full potential.
