Banque déconnectée: Plus de procédures, moins de solution

Name: Banque déconnectée: Plus de procédures, moins de solution
Brand: Independently Published
SKU: 9798199185943
Price: 1932.0 INR
Availability: InStock

by Richard Bertrand

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ISBN13: 9798199185943
Binding: Paperback
Subject: N/A
Publisher: Independently Published
Publisher Imprint: Independently Published
Publication Date: May 29, 2026
Pages: 310
Original Price: GBP 16.9
Language: French
Edition: N/A
Item Weight: 418 grams
BISAC Subject(s): Political Economy

About The Book

Pourquoi est-il devenu plus simple d'ouvrir un compte en ligne que d'obtenir une r�ponse de son conseiller bancaire ?

Pourquoi faut-il parfois justifier un retrait d'esp�ces, attendre plusieurs jours pour une op�ration simple ou r�p�ter son histoire � chaque changement de conseiller ?

Pourquoi les agences ferment-elles alors que les banques continuent de parler de proximit� ?

Dans cet essai incisif, Richard BERTRAND d�crypte la transformation silencieuse du secteur bancaire. � travers des exemples concrets, des situations v�cues par des millions de clients et une analyse accessible � tous, il explore les mutations qui ont progressivement �loign� les banques de ceux qu'elles �taient cens�es servir.

Du banquier de quartier qui connaissait ses clients � l'algorithme qui d�cide d'un cr�dit, de la disparition des agences � l'explosion des n�o banques, cet ouvrage met en lumi�re une r�alit� que beaucoup ressentent sans toujours parvenir � l'expliquer.

Au fil des pages, vous d�couvrirez:

- Pourquoi les banques traditionnelles ferment leurs agences.
- Comment les proc�dures ont remplac� le bon sens.
- Le r�le grandissant des algorithmes dans les d�cisions bancaires.
- Pourquoi les n�o banques s�duisent de plus en plus de clients.
- Ce que cache r�ellement la disparition progressive de l'argent liquide.
- Comment les plafonds, contr�les et blocages se sont impos�s dans notre quotidien.
- Pourquoi les banques sont devenues aussi interchangeables qu'un op�rateur t�l�phonique ou un fournisseur d'�lectricit�.
- Ce que l'avenir r�serve au m�tier de banquier.

Ni pamphlet, ni r�glement de comptes, "Banque d�connect�e" est une enqu�te document�e et sans langue de bois sur l'�volution des banques, de la relation client, de la digitalisation bancaire et des nouveaux mod�les financiers.

Cet essai s'adresse aux particuliers, entrepreneurs, commer�ants, artisans, chefs d'entreprise, �lus locaux et � tous ceux qui s'interrogent sur l'avenir des banques traditionnelles, des n�o banques, du cr�dit bancaire, de l'argent liquide et de la relation entre les �tablissements financiers et leurs clients.

Vous ne regarderez plus votre banque de la m�me fa�on.

Un livre percutant, accessible et document� qui pose une question essentielle:

Les banques se sont-elles adapt�es au monde moderne... ou se sont-elles simplement �loign�es de leurs clients ?

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