Skip to content

Booksellers & Trade Customers: Sign up for online bulk buying at trade.atlanticbooks.com for wholesale discounts

Booksellers: Create Account on our B2B Portal for wholesale discounts

Intelligent Credit Scoring: Building and Implementing Better Credit Risk Scorecards

by Naeem Siddiqi
Save 35% Save 35%
Current price ₹3,286.00
Original price ₹5,055.00
Original price ₹5,055.00
Original price ₹5,055.00
(-35%)
₹3,286.00
Current price ₹3,286.00

Ships in 1-2 Days

Free Shipping in India on orders above Rs. 500

Request Bulk Quantity Quote
+91
Book cover type: Hardcover
  • ISBN13: 9781119279150
  • Binding: Hardcover
  • Subject: N/A
  • Publisher: Wiley
  • Publisher Imprint: Wiley
  • Publication Date:
  • Pages: 464
  • Original Price: USD 52.0
  • Language: English
  • Edition: N/A
  • Item Weight: 740 grams
  • BISAC Subject(s): Finance / Financial Risk Management and Interest

From the Back Cover

In-house scorecard development is not only a rapidly growing trend, it is also faster and less expensive, and enables companies to create better-performing scorecards by applying firsthand knowledge of internal data and business insights. Intelligent Credit Scoring takes you beyond the technical part of building scorecards and shows you how to apply business intelligence to the process in order to solve business problems.

This extensively updated and expanded Second Edition incorporates the latest best practices and advances into its flexible framework for end-to-end development and implementation of risk-prediction scorecards. Specifically written for heads of risk modeling, credit risk managers, scorecard developers, and CROs operating in the real world, this highly practical guide features new cases and fresh voices from a variety of companies all over the world, diagrams and up-to-date examples of binning and bias detection using Weight of Evidence (WoE) curves, and more in-depth analysis in every chapter. By taking a business-oriented approach to the scorecard, a variety of people throughout the financial institution can contribute their insights to generate a dependable, customized tool for accurate risk avoidance and enhanced decision making. One of the most powerful features of this framework is the risk profile, which integrates predictive variables into the scorecard in order to replicate the thought processes of skilled risk adjudicators. In addition to optimizing your bottom line, the framework is also designed to produce scorecards in full compliance with Basel II requirements. If you still keep the first edition on hand for everyday practice, this revised edition will quickly take its place for providing:

  • A behind-the-scenes look at how the end-to-end process plays out in the real world using sample data
  • All-new coverage on producing an end-to-end infrastructure for scorecard development, governance, and integration
  • Detailed coverage of how to validate and manage vendor-built scorecards

Intelligent Credit Scoring, Second Edition is your one-stop solution for maximizing your intelligent resources, streamlining processes, and building smarter scorecards for achieving business results.

NAEEM SIDDIQI is the Director of Credit Scoring and Decisioning with SAS(R) Institute. He has more than twenty years of experience in credit risk management, both as a consultant and as a user at financial institutions. He played a key role in developing SAS(R) Credit Scoring and continues to provide worldwide support for the initiative.

Trusted for over 49 years

Family Owned Company

Secure Payment

All Major Credit Cards/Debit Cards/UPI & More Accepted

New & Authentic Products

India's Largest Distributor

Need Support?

Whatsapp Us