Is 7 Steps for Teachers to Retire Well for you? This book is intended for teachers with a DIY attitude who want to cash in on their choices to live better today and retire better tomorrow. Maybe you've dreamed of your retirement but didn't quite know where to start. What do you need to know? What do you need to do? Maybe you've already tried, but it was a painful, drawn out process, and you've ended up with jumbled choices that look like one of your junk drawers. Why is planning your future retirement so difficult for so many? Actually, there is too much information available. It's easy to feel overwhelmed and confused by all of the conflicting advice. Information and how-to's are not enough to cut through the overwhelm if you don't first know where to start, and why you are doing it. What's The Approach? The 7 Steps for Teachers to Retire Well approaches the process of creating your successful retirement through a cutting-edge e-Companion System. This book is part of the Teachers Retire Well System and is a central component in the Teacher Toolkit. You need a step by step process to simplify your choices and help ensure you're making the best choices possible, to save you money and time. You can now use this companion eBook to empower, guard and guide you to make better choices as you meet with your various financial advisors. Are you planning to meet with your insurance agent? Just read the corresponding chapter to arm yourself with the right questions to ask. If you're using the Teacher Toolkit, you'll also have checklists and worksheets to help ensure you're making the most of your time and money--and potentially discovering more ways to cash in on your choices. You now have structure, simplicity, and clarity. You can now start building stability and predictability into your future retirement and live better today. With the author's expert eye in this companion eBook and resources based on more than 20 years of real-world experience, you now have the opportunity to avoid many costly mistakes. Peace of mind, control and action (instead of nagging procrastination) can now be your daily reality. This eBook is written by Alice Howe, who uses her 20+ years as a financial advisor to help you, as she pulls back the curtain of the financial advisory world. What's In The eBook? Discover, to name just a few: The "three-headed enemy" to your successful financial choices. Three essential keys -- how to identify and eliminate what's holding you back from achieving your dreams and goals. The simple secret to getting the right answers. The secret to success with investing-and it's NOT investment performance. Your money choices: The hidden triggers that trip you up. The 4 Wealth Building Tools for Teachers. Start today, because nobody cares more about your family and future than you do.
When Alice was six years old, living in the fruit hills of northern Indiana, her father died unexpectedly of a heart attack. Fortunately, he had taken the time to buy life insurance and as a result, her mother was able to forge ahead with the family business, and take her time making important financial and life decisions for Alice and her two brothers and sister. That was a blessing, because four years later her oldest brother died when he was a senior in high school. Fortunately, the emotional pain and loss of these relationships was NOT compounded by money problems. Although these events & others were root causes that led to her divorce and therapy in her later years, she had the comfort and assurance that can only come from knowing her basic financial needs were secure. These experiences, plus a love of learning, gave her the desire to help teachers take positive steps to live better today and build a rewarding retirement. If she could help them build wealth and protect what they already have, plus give them the peace of mind to focus on their calling, then she'd feel that she was making something good out of her past life experiences. Her faith plays a major role in her life as well, and she's also active in Rotary and Al-anon. She's married, and her blended family includes five adult children and several grandchildren. They live on a lake in central Indiana, where Alice enjoys boating and reading in her spare time. She has worked in the financial services industry since 1988, and has been a Certified Financial Planner Practitioner since 1998. This designation requires her to maintain at least 30 hours of continuing education every two years, plus meet ethical standards. Alice opened the doors of her fee-only practice several years ago, dropping her sales licenses. She provided hourly, as needed financial planning and advice for a fee, and people began calling her: much like the movie Field of Dreams-"Build it and they will come." She realized she was just tapping the tip of the iceberg with people who needed objective advice from an experienced professional, but didn't meet the money management minimums of the typical wealth management firms, or didn't want to pay the fees. They simply wanted professional guidance without being "sold," and that understanding led her to bring these resources to teachers in the convenience of their homes through the internet.
