Consumer Lending What They Forgot To Tell You

Name: Consumer Lending What They Forgot To Tell You
Brand: Malistaar Publishing LLC
SKU: 9798295408199
Price: 1702.0 INR
Availability: InStock

by Regina Beckles , Malika Staar

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ISBN13: 9798295408199
Binding: Paperback
Subject: N/A
Publisher: Malistaar Publishing LLC
Publisher Imprint: Malistaar Publishing LLC
Publication Date: December 8, 2025
Pages: 74
Original Price: USD 24.99
Language: English
Edition: N/A
Item Weight: 114 grams
BISAC Subject(s): Finance

About The Book

Every day, millions of people walk into banks, car dealerships, and mortgage offices believing they understand how credit works-only to walk out confused, denied, or drowning in debt. Consumer Lending: What They Forgot to Tell You is the insider guide to the financial industry.

Drawing from over two decades in lending, Reg B lifts the curtain on the real rules of borrowing-revealing what truly determines an approval, why "good credit" isn't always good enough, and how everyday people unknowingly sabotage their financial futures. This isn't another generic budgeting book. It's a rare, behind-the-scenes education delivered by someone who has worked on the inside of loan approvals, declines, underwriting decisions, credit score evaluations, and lending policies for years.

You'll learn:

Why high credit scores STILL get denied
The hidden "5 C's" that determine lending decisions
How to build, repair, and protect credit the right way
The truth about auto loans, GAP, warranties, and negative equity
What lenders look for-but rarely explain
How interest, fees, and promotions quietly drain thousands
The real mechanics behind credit cards, refinancing, and consolidation
How to avoid credit traps that keep people stuck for decades

Written in clear, compassionate language and packed with real-life scenarios, biblical wisdom, financial strategies, and step-by-step guidance.

It will empower you to make informed, confident decisions long before you ever sign your name.

Whether establishing or rebuilding credit, making a major purchase, or feeling lost in the lending process, this book gives you the knowledge and tools needed to get control of your finances.

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