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Coopératives rurales d'épargne et de crédit by Biruk Ayalew Wondem

Coopératives rurales d'épargne et de crédit

by Biruk Ayalew Wondem
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Book cover type: Paperback
  • ISBN13: 9786209531422
  • Binding: Paperback
  • Subject: N/A
  • Publisher: Editions Notre Savoir
  • Publisher Imprint: Editions Notre Savoir
  • Publication Date:
  • Pages: 76
  • Original Price: GBP 42.0
  • Language: French
  • Edition: N/A
  • Item Weight: 114 grams
  • BISAC Subject(s): Sociology / General

Cet article vise � examiner les d�fis et les perspectives en mati�re de performance financi�re des coop�ratives rurales d'�pargne et de cr�dit dans la facilitation du financement rural dans les zones Est et Ouest du Gojjam, � l'aide d'un mod�le WOCCU bas� sur des donn�es collect�es et analys�es � partir de cinq ann�es de rapports financiers audit�s et de 242 sujets. Le chercheur conclut que l'examen de la sant� financi�re de la plupart des coop�ratives d'�pargne et de cr�dit rurales dans les zones �tudi�es pendant la p�riode �tudi�e n'a pas r�v�l� de performances satisfaisantes par rapport aux normes d'excellence du WOCCU et que seules quelques indicateurs limit�s, m�me avec un probl�me de durabilit�, ont permis d'atteindre les normes. En outre, en mati�re de mobilisation de l'�pargne et de services de pr�t, les RUSACCO sont efficaces sur certains aspects importants auxquels les �pargnants accordent le plus de valeur. Cependant, les RUSACCO sont confront�es � de nombreux d�fis, tels que la difficult� � r�pondre � la demande de pr�ts des membres, la m�diocrit� des infrastructures, le probl�me des fonds disponibles pour les pr�ts, le manque d'assistance technique de la part des agents de promotion, le peu d'attention accord�e par les services gouvernementaux, le manque de professionnels dans le secteur et les limites en mati�re d'�ducation et de formation des travailleurs employ�s au niveau des syndicats et des comit�s �lus au niveau primaire.

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