Der Einfluss spezifischer und makroökonomischer Faktoren auf die Rentabilität von Banken
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Das Bankwesen ist ein Thema, eine Praxis, ein Gesch�ft oder ein Beruf, der so alt ist wie die Menschheit selbst. Es entwickelte sich von primitiven Formen zu den fortgeschritteneren Formen, denen wir heute im Zeitalter des Internets und des E-Bankings begegnen. Mit der zunehmenden Entwicklung des Bankensystems war das Kreditrisiko stets ein Anliegen nicht nur f�r Banker, sondern f�r alle, die an der Gesch�ftswelt beteiligt sind, da ein Zahlungsausfall einer der Parteien schwerwiegende Probleme bei den Finanz- und anderen Wirtschaftsindikatoren verursachen kann. Der Bankensektor ist im Betrachtungszeitraum durch wichtige Entwicklungen gekennzeichnet, die erhebliche Auswirkungen auf die Wirtschaft des gesamten Landes haben. Die Rentabilit�t des Bankensystems unterlag im Untersuchungszeitraum ebenfalls erheblichen Schwankungen, die auf zahlreiche interne und externe Faktoren zur�ckzuf�hren sind. Die Kreditqualit�t in den Gesch�ftsbanken ist zu einem sehr wichtigen Faktor geworden, nicht nur aufgrund der Finanzkrise, die die Weltwirtschaft in j�ngster Zeit durchl�uft, sondern auch aufgrund fr�herer �nderungen der internationalen Rechnungslegungsstandards sowie der Umsetzung der Bedingungen der Basler Vereinbarungen.
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