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Fattori che influenzano il successo della trasformazione delle IFM in DTM by Michael Runji

Fattori che influenzano il successo della trasformazione delle IFM in DTM

by Michael Runji
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Book cover type: Paperback
  • ISBN13: 9786207763085
  • Binding: Paperback
  • Subject: N/A
  • Publisher: Edizioni Sapienza
  • Publisher Imprint: Edizioni Sapienza
  • Publication Date:
  • Pages: 84
  • Original Price: GBP 42.0
  • Language: Italian
  • Edition: N/A
  • Item Weight: 137 grams
  • BISAC Subject(s): Methodology

Le istituzioni microfinanziarie in Kenya cercano di trasformarsi per lo più in istituzioni microfinanziarie di raccolta di depositi come piattaforma per accedere a fondi di deposito a basso costo. Ciò contribuisce a migliorare la loro capacità di concedere prestiti più consistenti con un periodo di rimborso più lungo. Questi aspetti influenzano positivamente la loro performance finanziaria. Altri vantaggi associati alla trasformazione sono il miglioramento della struttura di governance, il potenziamento del servizio alla clientela e l'offerta di un maggior numero di prodotti ai clienti. Nonostante i vantaggi associati alla trasformazione delle IFM in IFM che accettano depositi, ci sono diverse sfide che possono verificarsi durante la trasformazione. Queste sfide includono la lotta per la ridefinizione dell'identità, la ridefinizione dei confini dell'impresa e le questioni di legittimità. Ciò è dovuto alla natura ibrida delle istituzioni, ovvero ai loro doveri sociali di alleviare la povertà e alla necessità commerciale di essere finanziariamente autosufficienti. Questo libro esamina i fattori che influenzano la trasformazione delle istituzioni di microfinanza (MFI) in istituzioni di microfinanza con deposito a Nakuru.

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