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Handbook of Consumer Finance Research by Jing J. Xiao

Handbook of Consumer Finance Research

by Jing J. Xiao
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Book cover type: Paperback
  • ISBN13: 9781441926043
  • Binding: Paperback
  • Subject: N/A
  • Publisher: Springer
  • Publisher Imprint: Springer
  • Publication Date:
  • Pages: 424
  • Original Price: EUR 94.99
  • Language: English
  • Edition: N/A
  • Item Weight: 666 grams
  • BISAC Subject(s): Social Psychology, Personal Finance / General, and Clinical Psychology

From the Back Cover

Debt consolidation...pension givebacks...Social Security under siege...bankruptcies and foreclosures...Americans' financial lives are fraught with issues, challenges, and potential threats, in record numbers. The Handbook of Consumer Finance Research surveys the social aspects of consumer behavior, offering latest data and original research on current consumer needs as well as identifying emerging areas of research. This accessible volume (which can be read without advanced training in the field) starts with current concepts of risk tolerance, consumer socialization, and financial well-being, and moves on to salient data on specific settings and populations, including:

  • Healthcare spending and retirement savings.

  • Online shopping and e-banking.

  • Family finances: marriage, parent/child communications, student spending.

  • Financial concerns of special groups: minorities, seniors, the poor.

  • Management issues of business-owning families.

  • Consumer protection in fair lending.

Given the current climate of rising debt and negative savings, the Handbook is timely and instructive reading for educators, researchers, and policymakers who wish to develop or evaluate financial education programs, design research initiatives, and understand better how to help families with the economic problems of our times. It can also serve as a graduate text in economics, finance, consumer science, business, and family studies.

Jing Jian Xiao, Ph.D., is Professor of Consumer Economics at the University of Rhode Island. This book was developd when he was the Take Charge America Professor and Director of the Take Charge America Institute for Consumer Financial Education and Research at the University of Arizona in 2005-07. He is the Editor-in-Chief of Journal of Family and Economic Issues and also serves on editorial boards of five other academic journals in consumer economics and finance. In addition, he is the Editor-in-Chief of a new book series, International Series on Consumer Science. Dr. Xiao earned his B.S. and M.S. in economics from Zhongnan University of Economics and Law, China and his Ph.D. in consumer economics from Oregon State University, USA.

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