An accessible and practical guide to personal finance that busts myths, clarifies jargons and clarifies the best options for building your wealth
This is the book that tells you the long-term truths about investing, based on hard evidence - evidence that applies wherever you live in the world. If you are in the UK, you will further benefit from its detailed explanations of local pension, tax and investment rules.
When it comes to investing, there is a dizzying number of complex options available. But this book is designed to provide clear, objective guidance that cuts through the jargon, giving you control over your financial future. The authors strip away the marketing-speak, and through simple graphs, charts and diagrams, provide investment evidence that you can use again and again. They also alert you to myths and get-rich-quick schemes everyone should avoid.
It's a highly practical and refreshingly honest book, written by two independent experts who have seen how the UK investment industry works from the inside, and how it profits from complexity, ignorance and fear. They show, in practical language, how savers and investors can see through the sales patter and, crucially, make more money for themselves than they do for financial services firms.
Hollow, Jonathan: - Jonathan Hollow studied at the University of Cambridge. He then worked in publishing and digital content production, then later strategy and innovation for a wide range of charitable and public service causes. He has specialized in plain English and turning complex regulations into practical information people can use. More recently, he worked for the UK government's Money Advice Service (now rebranded MoneyHelper), and after this, the Money and Pensions Service. He worked with leaders from across government, regulators and the financial services industry. Together, they created the UK Strategy for Financial Wellbeing. He also worked on the Chartered Institute of Insurance's Insuring Women's Futures taskforce. This aimed to understand, and begin to solve, some of the scandalous differences in financial outcomes between women and men.
Powell, Robin: - Robin Powell studied at the University of Oxford, then worked as a print, radio and television journalist and founded a media production company. He now focuses exclusively on financial content and is the founding editor of The Evidence-Based Investor, a blog that works to dispel the myths surrounding investing and challenges the vested interests in the asset management industry. He has interviewed and co-authored content with some of the most distinguished practitioners and researchers in the field, including several Nobel Prize winners. He is an Ambassador for the Transparency Task Force, a campaign group that holds the financial services sector to account for the fees it charges. He is also head of client education for the financial planning firm RockWealth.