L'Apport de l'Assurance Dans Le Transfert Des Risques de l'Entreprise
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Si le concept de l'assurance est bien connu du grand public, le management des risques lui est en revanche moins familier. Il est admis par tous les théoriciens du management des risques que l'assurance est un moyen de transfert des risques de l'entreprise, mais il est rare de trouver dans la littérature une démonstration de la synergie entre ces deux disciplines. Après une présentation de l'univers et de la méthodologie du management des risques de l'entreprise, ce mémoire décrit, à partir de la typologie des risques des référentiels FERMA et COSO, les risques assurables et ceux non assurables, et explique par quels moyens ils peuvent ètre couverts par l'assureur, le propriétaire du risque et l'Etat. L'objectif étant de maîtriser l'ensemble des risques auxquels peut ètre confrontée une entreprise. Ce livre, tout en contribuant à la vulgarisation du management des risques, peut ètre une source de réflexion pour les universitaires, les professionnels de l'assurance et de la réassurance, les dirigeants d'entreprise, les professionnels de la gestion des risques et les autorités, afin de permettre aux entreprises d'améliorer la maîtrise de leurs risques.
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