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Le marché hypothécaire des consommateurs: Une histoire de confusion des consommateurs? by Sek Choo Tan

Le marché hypothécaire des consommateurs: Une histoire de confusion des consommateurs?

by Sek Choo Tan , Zunarni Kosim , Lip Sam Thi
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Book cover type: Paperback
  • ISBN13: 9786208545147
  • Binding: Paperback
  • Subject: N/A
  • Publisher: Editions Notre Savoir
  • Publisher Imprint: Editions Notre Savoir
  • Publication Date:
  • Pages: 64
  • Original Price: GBP 24.0
  • Language: French
  • Edition: N/A
  • Item Weight: 105 grams
  • BISAC Subject(s): Production & Operations Management

L'étude a pour but d'analyser le comportement d'achat des consommateurs de prêts hypothécaires et les facteurs qui influencent leur décision de choisir un prêt au logement en Malaisie. Elle vise également à déterminer si les consommateurs de prêts hypothécaires sont bien protégés par la réglementation actuelle. Pour atteindre ces objectifs, les données ont été collectées au moyen de questionnaires. Les questionnaires ont été distribués aux consommateurs de prêts hypothécaires qui ont contracté un prêt hypothécaire entre les années 2007 et 2011. Les résultats montrent que les consommateurs choisissent le taux d'intérêt ou le taux de profit comme le facteur le plus important. Cependant, le taux d'intérêt ou le taux de profit n'est pas un facteur prioritaire dans la détermination de leurs critères de sélection du prêt. La durée du prêt ou la durée du financement est leur première priorité pour les critères de sélection d'un prêt ou d'un financement. La confusion des consommateurs est liée au niveau du taux d'intérêt, alors que le véritable facteur déterminant pour l'obtention d'un prêt hypothécaire est la capacité des consommateurs à payer les mensualités. Les promoteurs semblent être les sources les plus importantes auprès desquelles les consommateurs recherchent des informations sur le choix d'un prêt hypothécaire.

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