• ISBN13: 9788124801994
• Binding: Hardcover
• Subject: Business Management
• Publisher: Atlantic Publishers & Distributors (P) Ltd
• Publisher Imprint: Peacock Books
• Publication Date: May 22, 2009
• Pages: 240
• Original Price: INR 375.0
• Language: English
• Edition: N/A
• Item Weight: 290 grams
• BISAC Subject(s): General

Are you a ‘potential crorepati’? What are the 10 golden rules for successful long-term investing? Are you betting on the bright stars of the MF universe? How can Day Trading add spice to your investing? How important is the relationship between Pati, Patni aur Paisa? What are the seven secrets of adding fun to budgeting? This book endeavours to answer these and many more of such important questions about our personal finances, which annoy us day in and day out. Using simple language, and being free from any financial jargon or heavy-duty calculations, the book explains a host of issues relating to Mutual Funds, shares, loans, insurance, credit cards, retirement, etc. Today, we find ourselves in the midst of an ever-expanding universe of financial products and services—each having a set of unique features—advantages, disadvantages and costs. These are not always easy to decipher, which can either lead to missed opportunities, or worse still, serious mistakes. Through 60 essays, providing valuable insights into the world of finance, the book aims to make the readers understand and appreciate the timeless and profound truths underlying many such products and services. The objective of this book is to make the common investors informed, smart and intelligent so that they can make proper plans regarding their earnings and savings and take judicious investment decisions to reach prosperity. The information, understanding and the wisdom that this book imparts will help the readers understand money, grow money and, more importantly, enjoy money.

Sanjay Matai, a postgraduate in Management from Indian Institute of Management, Calcutta, did graduation in Engineering from Delhi College of Engineering. He has promoted The Wealth Architects—www.wealtharchitects.in—a personal finance portal which focuses on assisting individuals to plan their finances in line with their needs, aspirations and risk appetite. This includes financial planning, investment advisory, insurance advisory, retirement planning, tax planning, etc. A financial advisor, his aim is to primarily support common, non-wealthy individuals, who may otherwise be finding it difficult to access inexpensive but genuine, unbiased and honest advice. Besides, he is involved in creating awareness about the prospects and pitfalls of investing through his articles accessible on www.moneycontrol.com, India’s No. 1 business portal (promoted by CNBC-TV 18, a premier business channel in India). He has been on their expert panel since early 2005 and was also one of the Expert Advisors to CNBC-TV 18’s book entitled Everything You Wanted to Know about Investing. His columns have also regularly featured in Business Today, Dalal Street, One India One People, www.domain-b.com and www.rediff.com. Matai has more than 19 years’ experience in the areas of Management, Corporate Finance and Investment Advisory with some of the top companies in India such as Maruti Udyog Ltd., Industrial Development Bank of India (IDBI) and Sinar Mas Pulp & Paper (India) Ltd. (now part of the Ballarpur Industries Ltd.).

• Acknowledgements
• Preface
• Psychology of Money
• 1. The Psychological Perspective of Money
• 2. Money Myths or Misconceptions
• 3. Ways to Develop ‘Positive Wealth’ Thinking
• 4. Make Friends with Numbers
• Financial Planning
• 5. Are You Asking the Right Questions?
• 6. Ten Golden Rules for Successful Long-term Investing
• 7. Four Guiding Principles to Intelligent Investing
• 8. Risk is Good
• Welcome It!
• 9. Is Your Financial Diet Suitably Balanced?
• 10. ‘Not Doing Wrong’ Makes More Money than ‘Doing Right’
• Financial Advice
• 11. How can a Financial Advisor Help You?
• 12. Beware
• Not All Financial Advice may be Genuine
• 13. Be Alert : Financial Fraud could Happen to You Too
• Mutual Funds
• 14. NAV Myths Demystified
• 15. Do You Rate MFs by Dividends? Big Mistake
• 16. New Fund Offer
• Should You Invest or Not?
• 17. Seven Reasons Why SIP Makes Good Investment Sense
• 18. Value Averaging
• A Step Better than Rupee-cost Averaging
• 19. Are You Betting on the Brightest Stars of the MF Universe?
• 20. Don’t Just look at Returns, Look at ‘Quality’ Too
• 21. How to Build Your MF Portfolio
• 22. Strategies to Diversify Your Investments
• 23. When to Say Goodbye
• 24. Disadvantages of Investing in a Mutual Fund
• 25. Will Bond Regain Its Old Glory?
• 26. Bank FDs or Debt MFs : Which is Better?
• 27. Think Before You Welcome ‘Close-ended’ Funds with ‘Open’ Arms
• 28. Do I Put My Money in Capital Protection Funds?
• 29. Are Fund-of-Funds Investment-Worthy?
• 30. Index Funds
• A Defensive Strategy of Investing in Equity
• Stocks
• 31. Stocks or Mutual Funds!
• 32. The 4 Ps of IPO Investing
• 33. Dummies Guide to a Stock and Its Price
• 34. PE Ratio
• The Key Number in Stock Valuation
• 35. What’s PEG Ratio All About
• 36. Should We be Married to a Stock or Not?
• 37. Learn the Art of Selling at the Right Time
• 38. Five Rules to ‘Informed’ Investing in Penny Stocks
• 39. Day Trading
• Add Spice to Your Investing
• 40. Do Bonus Shares and Share Splits Add to Shareholder Value?
• Insurance
• 41. Are You Adequately Prepared for the ‘Unforeseen’?
• 42. Ten Commandments of Life Insurance
• 43. How Much should I Insure My Life for?
• 44. Have You Saved Enough for the Rainy Day?
• 45. Is Your Finance Disaster-Proof?
• Loans
• 46. Beware!! Don’t Get Debt Trapped
• 47. Top Tips to Becoming a Savvy Borrower
• 48. What’s the ‘Real’ Interest Cost of Your Loans?
• 49. Are You Ready to meet the Threat of Interest Rate Hikes?
• 50. Home Loans
• To Prepay or Not to Prepay
• Retirement
• 51. Retirement
• A Paradigm Shift
• 52. Reverse Mortgage
• A New Retirement Planning Tool
• Budgeting
• 53. Budget for B.U.D.G.E.T
• 54. Seven Secrets of Adding Fun to Budgeting
• Miscellaneous
• 55. Credit Cards
• The Financial Bomb in Your Wallet
• 56. Pati, Patni Aur Paisa!
• 57. Make Your Child Financially Smart
• 58. Don’t Let Holiday Trips Trip Your Financial
• Balance
• 59. Inflation
• The Silent Disease Affecting Our ‘Financial Health’
• 60. The Crorepati Quiz
• Are You a ‘Potential’ Crorepati?