The Ultimate Guide to Va Loans, 2nd Edition
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In 1944, Congress created the Servicemen's Readjustment Act, later to be known as the G.I. Bill. The G.I. Bill provided an extensive collection of government-sponsored benefits to help returning soldiers better acclimate to civilian life after World War II and as a big "thank you" for their service to their country. Without a doubt, the veteran's home loan entitlement program is the most widely-used VA benefit available today, with more than 20 million home loans insured by the Department of Veteran's Affairs since the program's inception. The VA home loan provides qualifying veterans, service members and reservists financing to buy a house with no money down and reduced closing costs with the lowest delinquency rate of any mortgage program in the market today. Yet despite its advantages, many lenders and eligible borrowers shun the VA program due to its perceived complexity. Even the eligible borrowers that truly want the VA loan can find themselves cajoled into other, more familiar loan programs from Fannie Mae, Freddie Mac and even the FHA loan program. The VA loan program does indeed have its own internal approval guidelines but they're not a mystery and lenders who tend to shy away from offering the VA loan are doing a disservice to those who qualify. VA loans are quite easy to both approve and qualify for but the process takes a slightly different path than other programs. That's why lenders who specialize in VA loans capture a greater market share and dominate the VA home loan marketplace. This book, The Ultimate Guide to VA Home Loans provides frank, easy to follow advice for those seeking their first or their final VA loan. From a thorough explanation on qualifying, credit and finances to describing the simple pleasures of home ownership, the author provides an invaluable contribution to his fellow veterans with his first book. For those planning to use their VA home loan benefit, reading this book is the very first step toward a owning their very own home.
Grant is the CEO and founder of Home Captain, Inc., one of the fastest growing real estate tech companies. Home Captain is helping customers obtain the dream of homeownership by pairing them with a pre-screened real estate agent in their area, and our Real Estate Concierge helps them throughout the process. Home Captain strives to provide the right team to make the homebuyers real estate purchase or sale the best experience available.Before founding Home Captain, Grant served in the US Army in various capacities. In the corporate sector, Grant has extensive experience in management, sales, marketing, e-commerce, and strategic partnerships for Fortune 500 and other publicly traded companies.Upon returning from a tour of duty in Iraq in 2008, Grant realized the value of homeownership when his VA Home Loan Benefits. He bought a multi-family home in Massachusetts and enjoyed the satisfaction of homeownership but also the privilege of being a homeowner. Grant then went on to become an active real estate investor owning and operating ten housing units across the United States.In 2013, to help veterans learn how to use their benefits when buying a home, Grant wrote the Ultimate Guide to VA Loans. His book has been distributed over 1.8 million times and provides service members with an understanding of their specific home loan benefits. Furthermore, Grant has supported the veteran community by educating real estate agents on working with veterans. Grant created the VA Loan Certification that enables agents to take a course and receive continuing education credits.Grant has an MS in Technology Management from Columbia University, MBA from Babson College, and a BS in Business Administration from Endicott College.
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