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Understanding Consumer Financial Behavior: Money Management in an Age of Financial Illiteracy by W. Fred Van Raaij

Understanding Consumer Financial Behavior: Money Management in an Age of Financial Illiteracy

by W. Fred Van Raaij
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Book cover type: Hardcover
  • ISBN13: 9781137544247
  • Binding: Hardcover
  • Subject: N/A
  • Publisher: Springer
  • Publisher Imprint: Palgrave MacMillan
  • Publication Date:
  • Pages: 285
  • Original Price: EUR 119.99
  • Language: English
  • Edition: 2016
  • Item Weight: 499 grams
  • BISAC Subject(s): Consumer Behavior, Economic Conditions, and Finance / General

From the Back Cover
Government policies, marketing campaigns of banks, insurance companies, and other financial institutions, and consumers' protective actions all depend on assumptions about consumer financial behavior. Unfortunately, many consumers have no or little knowledge of budgeting, financial products, and financial planning. It is therefore important that organizations and market authorities know why consumers spend, borrow, insure, invest, and save for their retirement - or why they do not. Understanding Consumer Financial Behavior provides a systemic economic and behavioral approach to the way people handle their finances. It discusses the different types of financial behaviors consumers may engage in and explores the psychological explanations for their behavior and choices. This exciting new book is essential reading for scholars of marketing, finance, and management; financial professionals; and consumer policy makers.

W. Fred van Raaij is Emeritus Professor of Economic Psychology at Tilburg University, the Netherlands. He has worked at Tilburg University and Erasmus University of Rotterdam in the Netherlands, and at the University of Illinois at Urbana-Champaign, USA. His research interests are consumer behavior, environmental concerns and energy saving, the financial behavior of consumers and investors, and the effects of marketing communications.

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